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Loans Financing


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Purchase Loans Help you purchase a home at a competitive interest rate often without requiring a downpayment or private mortgage insurance. Cash Out Refinance loans allow you to take cash out of your home equity to take care of concerns like paying off debt, funding school, or making home improvements. Learn More


Purchase Loans and Cash-Out Refinance: VA-guaranteed loans are available for homes for your occupancy or a spouse and/or dependent (for active duty service members). To be eligible, you must have satisfactory credit, sufficient income to meet the expected monthly obligations, and a valid Certificate of Eligibility (COE). Learn More


Purchase Loan & Cash-Out Refinance: VA loans are obtained through a lender of your choice once you obtain a Certificate of Eligibility (COE). You can obtain a COE through your lender, VA.gov, or by mail. Learn More


Native American Direct Loan (NADL) Program: First, confirm that your tribal organization participates in the VA direct loan program. NADL loans are obtained through a lender of your choice once you obtain a Certificate of Eligibility (COE). You can obtain a COE through VA.gov, or by mail. Learn More


The Paycheck Protection Program (PPP) ended on May 31, 2021. It offered loans to help small businesses and non-profits keep their workers employed. If you follow the guidelines, your loan may be forgiven.


The federal government does not offer grants for starting or growing a business. It only provides grants for nonprofit and educational institutions. These organizations focus mainly on medicine, technology development, and other related fields. Find out more about federal grants.Some state and local programs offer business grants. They usually require you to match the funds. Or, they may expect you to combine the grant with other forms of financing, such as a loan.


Credit and collateral subject to approval. Rates subject to change and are based on creditworthiness, so your rate may differ. Rate only available for new vehicle loans with terms of up to 36-months. Other rates available for longer term new vehicle loans and for used vehicles and late model used vehicles.


3 APR = Annual Percentage Rate. Introductory rates start at 5.99% for the first 3 months. $10,000 minimum loan amount or increase to existing line required. Eligible on owner occupied properties only. Must apply by March 31, 2023 for promotional rate. Non-promotional rate ranges from 7.85% to 11.30% APR. All loans subject to credit review and approval and rates are subject to change without notice. For additional loan discount information, please view our checking account options.


The U.S. Small Business Administration (SBA) provides counseling, capital and contracting expertise. It offers loans and training to help small businesses to grow and optimize opportunity. It also provides disaster loans during times of crisis. The SBA has six offices in Texas. For more information, please visit the below links to each district office:


The Product Development and Small Business Incubator Fund (PDSBI) is a program offering long-term, asset-backed loans to product development companies, specifically in manufacturing. The primary objective of the program is to aid in the development, production and commercialization of new or improved products in the state.


If your dealership is in the Chase network but you can't find it using thedealer locator tool, you'll need to apply directly with the dealership. If your dealership isn't in the Chase network, you can't apply for financing with Chase.


We'll connect you with Chase's online inventory so you can shop for a vehicle. Please remember, prequalifying doesn't mean that you're guaranteed an offer. Once you've chosen a vehicle you can also apply online before going to the dealer. If your application is approved, you'll get your financing amount and annual percentage rate (APR).


Yes, the Chase local dealer network extends beyond those that offer online inventory. Chase financing is available whether you shop and finance online with Chase, or shop and finance in the traditional way through an in-person Chase network dealer.


1To finance a new or used car with your dealer through JPMorgan Chase Bank, N.A. ("Chase"), you must purchase your car from a dealer in the Chase network. The dealer will be the original creditor and assign the financing to Chase. All applications are subject to credit approval by Chase. Additional terms and conditions apply, such as vehicle make, age and mileage. Your lock applies only to the specific vehicle and terms you requested; any changes may result in a rate change.


Loan eligibility is based on a variety of factors related to your business, including its payment processing volume, account history, and payment frequency. Learn more about eligibility for Square business loans.


All loans are issued by Square Financial Services, Inc., a Utah-Chartered Industrial Bank. Member FDIC. Actual fee depends upon payment card processing history, loan amount and other eligibility factors. A minimum payment of 1/18th of the initial loan balance is required every 60 days and full loan repayment is required within 18 months. Loan eligibility is not guaranteed. All loans are subject to credit approval.


TIFIA credit assistance is often available on more advantageous terms than in the financial market, making it possible to obtain financing for needed projects when that financing might not otherwise be available.


Secured (direct) loan - Offers flexible repayment terms and provides combined construction and permanent financing of capital costs. Maximum term of 35 years from substantial completion. Repayments can start up to five years after substantial completion to allow time for facility construction and ramp-up.


TIFIA interest rates are equivalent to Treasury rates. Depending on market conditions, these rates are often lower than what most borrowers can obtain in the private markets. Unlike private commercial loans with variable rate debt, TIFIA interest rates are fixed.


Historically, TIFIA has been a useful tool for large, complex transportation infrastructure projects that needed low-cost financing. TIFIA is a flexible tool that allows borrowers to customize their loan terms and amortization. However, this flexibility can prolong the application process due to the custom negotiations the Bureau and its advisors undertake with each borrower.


Homeowners could be eligible for up to $50,000 in loans for energy efficiency improvements or renewable energy installations at one- to four-family residential properties. Interest rates, repayment terms, and cost effectiveness requirements vary between each type of loan. Loans are not incentives or rebates and must be paid back.


The Companion Loan can be used in conjunction with an On-Bill Recovery, Smart Energy Loan, and Bridge Loan to access additional financing for projects that exceed the $25,000 cap on those loans. This a traditional loan that you repay via automatic payment (ACH) or check. The Companion Loan cannot be repaid from your utility bill like the On-Bill Recovery Loan. To apply, speak with your contractor for assistance.


Services provided by the following affiliates of Truist Financial Corporation (Truist): Banking products and services, including loans and deposit accounts, are provided by Truist Bank, Member FDIC. Trust and investment management services are provided by Truist Bank, and Truist Delaware Trust Company. Securities, brokerage accounts and /or insurance (including annuities) are offered by Truist Investment Services, Inc., and P.J. Robb Variable Corp., which are SEC registered broker-dealers, members FINRA SIPC and a licensed insurance agency where applicable. Investment advisory services are offered by Truist Advisory Services, Inc., GFO Advisory Services, LLC, Sterling Capital Management, LLC, and Precept Advisory Group, LLC, each SEC registered investment advisers. Sterling Capital Funds are advised by Sterling Capital Management, LLC. Insurance products and services are offered through McGriff Insurance Services, Inc. Life insurance products are offered through Truist Life Insurance Services, a division of Crump Life Insurance Services, Inc., AR license #100103477. Both McGriff and Crump are wholly owned subsidiaries of Truist Insurance Holdings, Inc.


The repayment terms of federal loan programs may be more favorable than the terms of private loan programs. Prior to applying for private financing, students should exhaust all Federal Title IV assistance available, including Federal Pell Grants, the Direct Loan, the Direct Graduate PLUS Loan and the Direct Parent PLUS Loan,.


Federal student loans are required by law to provide a range of flexible repayment options, including but not limited to Income-Based Repayment and Income-Contingent Repayment plans, as well as loan forgiveness benefits, which other student loans are not required to provide. Federal Direct Loans are available to students regardless of income. Additionally, private student loans:


The federal government now requires students applying for private loans to complete and sign a Private Education Loan Applicant Self-Certification form. Your lender will send this form to you as part of the application process.


The use of a lender listed on ELM Select is not required. USC will process loans from any eligible lender the student chooses. USC may not deny or otherwise impede the borrower's choice of a lender or cause unnecessary delay in loan certification for those borrowers who choose a lender not listed on ELM Select. 59ce067264






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